Habit for Humanity is accepting applications for “Qualified” low to moderate income families in Lake County Illinois. However, new homes through Habitat for Humanity are not free. Upon sale of the new habitat home to a lucky new Habitat for Humanity family, house payments including taxes, principal and interest will likely be between $500 to $600 per month.
In Lake County Illinois it would be difficult to rent a one bedroom apartment for $500-600 per month making Habitat for Humanity home purchases a very attractive option for many of the county’s struggling residents. Although the selection process is impartial meaning it’s not based on age, sex, race or religion like most assistance programs there are a number of criteria for program selection.
Only families who meet the criteria established will be selected for the program. The list of criteria includes having a need for improved housing, the ability to pay, a willingness to be a partner with Habitat, and of course applicants must also be residents of Lake County. In addition, families must be cooperative, attend classes, have reasonably good credit, have a modest amount of debt, and be willing and able to volunteer at the Habitat ReStore or on home construction sites.
The need for improved housing must be clearly established. A family will need to show that their current housing is inadequate. That may mean proving that it is unsafe, overcrowded, inaccessible or possibly with exceptionally high rent that the family cannot reasonably afford.
Habitat for Humanity requires a family have the ability to pay. However, only families whose income meets the 50-60% or Area Medium Income limits are accepted. This means that Habitat families will earn $26,400 to $40,000 per year. In addition, their debt must minimal, their credit reasonably solid and they must have the income available to pay for all utilities. They also have to be able to afford upkeep and general home maintenance costs so that they can keep their home in good repair.
The process for applying for housing through Habitat for Humanity starts with attending an Orientation Meeting. Habitat for Humanity in Lake County has an online calendar detailing the times and locations of their upcoming Orientation Meetings for October 2010. Meetings will be held at the First Congregational United Church of Christ located at 320 Grand Avenue in Waukegan on Saturday, October 16th at 9:30 A.M., Tuesday October 19th at 7:00 PM and on Saturday, October 16th at Noon. Meetings are expected to last approximately two hours and chidcare will not be provided and children will not be admitted.
“Habitat For Humanity Lake County,” Retrieved from: http://www.habitatlc.org/about_us/index.php