Are you looking for quality affordable health insurance coverage for your children? Many families find themselves struggling to afford health insurance coverage for their children in these difficult economic times. The Hawaii Covering Kids Program, Hawaii’s implementation of the federal State Children’s Health Insurance Program (known as SCHIP), provides health insurance coverage for children who meet income and other eligibility requirements. The Hawaii Covering Kids Program covers all medical needs, including regular doctor’s visits, hospital visits, dental and vision care, laboratory tests, and immunizations, among others. There are some important points to consider if you are seeking low cost quality health insurance coverage through the Hawaii Covering Kids Program for your children:
To qualify for coverage under the Hawaii Covering Kids Program, the child must be under the age of 19 and live in the state of Hawaii. There is also coverage for pregnant women through the Hawaii Covering Kids Program. The child must also be a U.S. citizen or permanent resident, or be a refugee, or citizen of the Marshall Islands, Federated States of Micronesia, or Palau. Families must also meet income eligibility requirements for their children to qualify for the Hawaii Covering Kids Program. Children in families earning up to 300% of the federal poverty level qualify for the program, and pregnant women in households with income up to 185% of the federal poverty level may qualify. For example, children in a family of four earning up to $6,342 may qualify, and pregnant women in a family of four earning up to $3,910 may qualify. Visit http://www.coveringkids.com/community/Section_23.asp to see the complete income level qualification chart.
There are no costs associated with participation in the Hawaii Covering Kids Program. The costs of the program are covered by a combination of federal and state funds, and there are no costs to the families. There are no monthly premiums, co-pays, or deductibles in the Hawaii Covering Kids Program.
How to Apply
To apply for the Hawaii Covering Kids Program, visit http://www.coveringkids.com/library/. There you can find a link to an application, as well as information about local application assistance sites that can help you complete your application. You can also call the 211 information line in Hawaii for more information about the program.