Your ill, your teeth are bad, but you are more worried about not being covered by insurance, than your own well being. So are a million others.
Not legal advice. Consult your legal advisor, or an expert, That can be your choice.
For purposes of this “How To” it will be written as a hypothetical drama.
What you will need: Your insurance card, a pen and paper, mix with patience, and you mix all the ingredients together and you may not be ripped off. Total cost all things being equal with a lot of aggravation(It’s worth it) probably free.
Andy “Hypothetical” has dental insurance. He cracked his tooth biting down on his cars lug nut. He has dental insurance, but has never used it, and he is in pain.
Mr. Hypothetical calls his local discount dentist. He explains his problem and mentions he has insurance, and further asks if they take his insurer’s/employment]s dental plan. He is relieved,
He hobbles down to the dentist’s office. The tooth is extracted, and all is well afterword until the bill comes. Hypothetically Andy paid a ten dollar copay which was accepted by the office, and he was given a receipt.
The tooth extraction was lets say 125.00. He is billed for the remainder of the balance for eighty bucks. Mr. Hypothetical is pissed. He calls the dentist, and gives the staff hell. He reminds them they accepted his insurance, and he had a receipt and co-pay to prove it. The office tells Andy t5o call his insurer, because that eighty-dollars is the due amount.
He calls his insurer, and tells the same story to them. Where did Andy go wrong?
Yes the dentist would accept insurance, even the one he named. But guess what? Andy did not specifically mention or ask the dentists office if the dentist was under his plans policy specifically. In plain-speak the dentists office accepted insurance alright but his insurer was not contractually on his insurers providers list, so the coverage would be much more limited if his dentists office was an actual contractually obligated provider under Andy’s plan.
Contracts can be legally enforced. Many dentists have found a golden loop-hole. Funny thing though the “Doc’s” never seem to answer specific questions themselves, so a eight dollar an hour delegate will be more likely to answer a yes to a non=specific question.
It is best if you can to call take a name your insurer first to see that that Doctor is specifically on “your plan” before going for your visit. Many insurers may have your provider on your plan, but that can change quickly.
Greed and cavity’s are about the same thing. Greed is a hole in your conscious.
Written hypothetically, and not all physicians are shy-locks, but too many are.
He mentions the office accepted his insurance