There is nothing better than escaping my crappy reality and delving into my fake little world of Animal Crossing: City Folk. I don’t have a job, I can go fishing all day, and my best friend is an antropomorphic stuffed bear that calls me “cupcake”.
However, since my character does not have a job, it makes it hard to afford all the stuff I want (currently, it’s the Sweet Set from GracieGrace… I want to sleep on a giant sheet cake and everyone will just have to deal with it). What do I do when I want to make money? Glad you asked, my friend. I have learned the ins and outs of racking up dat cash and I would like to share my tips with you.
If you haven’t noticed, your town is crawling with all sorts of pretty foliage, most importantly fruit trees. You start off with your own native fruit (peach, pear, cherry, apple, or orange) and each piece is worth 100 bells. Not much, I know. However, each fruit planted is a tree that produces more fruit, so in essence you just tripled your investment.
Non-native fruit (that is, fruit that does not appear when you first start your town) is worth 500 bells each. Wow! How do you go about getting non-native fruit? One way to do it is to mail your friends in town native fruit. Often times, they will send you a piece of non-native fruit. Plant that sucker right away.
Coconuts often wash up on shore by the ocean. Coconut trees ONLY grow by the ocean, so do not try to plant them elsewhere. Each tree yields only two coconuts. Try to plant as many coconut trees as you can. I’ll get into why later.
When harvesting fruit, I always put my tools in opened letters, so while they aren’t in my pockets to take up room, they are still there for easy access should I see a rare bug or a fossil to dig up. Having your tools put away also maximizes the amount of fruit you can carry, and therefore maximizes your profits. A full pocket of fruit will give you 7500 bells.
Believe it or not, bugs are big business in Animal Crossing. However, it all depends on which bugs you catch. The crickets and cicadas you see everywhere might seem worth catching, but hold off. They’re only worth a few hundred bells, if anything, and only take up valuable space when you’re looking for a bigger payoff.
My advice: go for the beetles. Those guys are worth a lot, often in the thousand-bell range. Beetles are more plentiful during summer evenings. Tread lightly, as these guys spook easily. Look for the bigger, armored-shell looking ones, such as Saw Stag and Dynastid. These beetles are found on all trees but coconut. Coconut trees harbor the biggest beetles and therefore offer the biggest pay off. These beetles are found after dusk on summer nights and will make your wallet very happy. Look for Goliath, Elephant, or Golden Stag. Stay away from Fruit beetles because they only cash in at 100 bells. See, more coconut trees, more big beetles!
Also in the summer, there are plenty of tarantulas and scorpions running around at night. This is where it also helps to tread lightly, as if you scare either one of these bugs, they will bite you and you’ll end up in front of your house to start all over. These guys can be tricky to catch, but I have a few tips to help you.
1) If you see a tarantula or scorpion close by, stand in place and wait for them to come to you. Have your net out and grab them as soon as they get close enough.
2) If one starts to chase you, run up to the bus stop and walk onto the ledge. These bugs can’t jump and this makes it easy for you to catch them.
3) Try to find a hiding spot so that they are blocked from getting to you. This could be across a river or on a grass ramp up to a higher part of the town. Get close enough and catch them with your net.
It seems like a lot of work, but these bugs are worth over 5000 bells each, so I think it’s worth it!
Once all the beetles go away for good, now’s the time to turn your attention to the fish. Fall is a great time for fishing, especially in the ocean. Salmon and Red Snapper are plentiful, and you might even catch a Shark or a Ray! Walk up and down the coast looking for bigger fish shapes. Be careful not to confuse the Sea Bass shape with Salmon. Sea Bass are worth practically nothing and they’re all over the place. Not worth it! If you catch one, throw it back right away.
Don’t go fishing in the pond. All that are in there are crawfish and frogs, which are both not worth very much. Rivers are somewhat decent for finding rare fish, such as the Dorado and Goldfish, but more often than not you’ll get a Black Bass or Crucian Carp, which are also plentiful and cheap.
Be warned that lots of fishing also might lead to lots of trash, such as cans, boots, and tires. Just dump these in the recycle bin in the Town Hall and try again.
If you’re not on a quest to get all of the holiday items in your house, selling them is great for making a buttload of bells. You are guaranteed to get paid if you sell holiday furniture. You can get holiday furniture from special characters on holidays: Zipper T Bunny on Easter, Jack on Halloween, Franklin the Turkey on Thanksgiving, and many others.
Every day, there is one rock in town that will produce bells if you hit it with your shovel. The best way to get the maximum amount of bells is to make sure that you stay in one place and don’t move around. The act of hitting the rock generates momentum and knocks you off course. If the rock is by a tree, stand directly between the two and swing away. If there is no tree, dig a hole behind you so that you are between the rock and the hole, and start swinging. Don’t forget to cover the hole back up when you’re done!
These are just a few ways to make bells in Animal Crossing: City Folk. Be sure to get creative and try what works for you.