Virginia is quite similar to most states when it comes to getting licensed as a Virginia insurance agent. Candidates for a Virginia insurance license generally need to take an insurance course. In addition, a Virginia insurance exam is required to prove that an applicant has the relevant knowledge to sell Virginia insurance. Those who meet these requirements can apply to the Virginia Bureau of Insurance to get a license for work as a Virginia insurance agent.
In Virginia, there is no specific requirement to attend a Virginia insurance course or school. Rather, you need to study on your own by taking independent Virginia insurance courses, attending college classes on insurance, using Virginia insurance textbooks to study, reading the Virginia Insurance Code and other avenues of self-study.
Virginia requires a license for the following types of Virginia insurance agents: life and annuities, health, property and casualty, personal lines and title. In addition, those who are merely consultants (but not sellers) of life and health insurance and property and casualty insurance must take an exam. Thus, if you need to take a Virginia insurance exam, then it is vital that you come up with a study plan so you can obtain your Virginia insurance license. Read the next step for study tips.
Exception: A Virginia title insurance license applicant must attend a Virginia insurance course on title insurance of 16 hours. Download the candidate handbook (see link below) to get school names and required documentation for your title insurance course.
Download the Virginia insurance test content outlines on the Pearson VUE website at Asisvcs.com/publications/pdf/125301.pdf. Pearson VUE is the exam adminstrator for the Virginia Bureau of Insurance. These outlines tell you which topics to study for your particular exam. However, the outlines do not give specific substantive information about what is on the tests. Rather, you need to use the outlines to tell you what to study.
Ask existing insurance agents how they prepared for the Virginian insurance exam. They should be able to tell you or even let you borrow the references used to study for the insurance test. Many people fail state insurance exams, so you need to study hard to pass these challenging exams.
Note: As of 2010, Virginia does not require an insurance license for work as a Virginia insurance adjuster.
Download the Pearson VUE “Insurance Licensing Candidate Handbook” at Asisvcs.com/publications/pdf/125300.pdf. This handbook will give you further information about how to register for your exam. As of 2010, the fee to take a Virginia insurance test is $58. Take and pass the required exam.
Do fingerprints and a background check. The Virginia Bureau of Insurance will decide whether you have the good moral character to work as a Virginia insurance agent. Call the Virginia State Police at 804-674-2000 to start completing this step. The state police will then send the criminal history report to the Bureau of Insurance.
Submit a Virginia insurance license application. The fees for insurance agents are generally $15 ($50 for Virginia insurance consultants). You can apply through the National Insurance Producer Registry website at NIPR.com.
Virginia Bureau of Insurance Producer (Agent) Help Links and Information