In the Philippines, an employee must either be covered by the Social Security System (SSS) or the Government Service Insurance System (GSIS). An employee of a private company contributes to the SSS; while a government employee contributes to the GSIS. In the SSS, those who are self-employed can also register. Even those who want to become volunteer members (including laid off workers or non-employed spouses who still want to continue their contributions and still be eligible for all benefits) can do so by paying a monthly premium amenable with their own budget.
For the SSS, an employed, self-employed, or any individual who voluntarily contributes to the program can become a member.
For an employed member, part of the monthly contribution is paid by the member’s employer. The entire contribution is paid by the self-employed or voluntary member. Employees covered by the SSS include: any private employee (permanent, temporary, or provisional) who is not over 60 years old; a household-helper (including a nanny, driver, gardener, cook, governess, and other similar occupations) earning at least Php1,000 a month; a Filipino seafarer whether employed by a Philippine or foreign company; an employee of a foreign government, international organization, or their wholly-owned instrumentality that is based in the country (in accordance to its administrative agreement with the SSS); and a parent, spouse, or child below 21 years old of the owner of a single proprietorship business.
Registration with the SSS
Generally, any person can readily register with the SSS as a prospective employee by accomplishing an SSS Form E-1 (Personal Record).
The registration may be done in advance. Some universities during graduation season provide kiosks or booths where the SSS workers can accommodate the registration of students who already want to register ahead of time. Their registration doesn’t necessarily mean that they are required to start remitting their monthly contributions to the SSS already. This only makes the registration more convenient for them so that when they already have the capacity to contribute as SSS members (by becoming employed or self-employed), they are already registered and each one of them just have to provide his/her SSS number to his/her new employer.
Requirements for SSS Registration
The filled up SSS Form E-1 must be submitted together with the original or certified true copy and photocopy of any of the following documents: birth certificate, baptismal certificate, passport, driver’s license, Professional Regulation Commission (PRC) Card, or Seaman’s Book. The applicant must also provide an ID photo. If any of the primary documents stated above are not available, the person must provide any two of the following (in alphabetical order):
Alien Certificate of Registration, ATM card with the cardholder’s name or an ATM card and bank certification from the issuing bank stating that the account number belongs to the cardholder (if the card does not bear the cardholder’s name);
bank account passbook, birth or baptismal certificate of children;
certificate form from the Office of the Northern/Southern Cultural Communities or the Office of Muslim Affairs, Certificate of Naturalization issued by the Bureau of Immigration (BI), company ID, company representative authorization card issued by the SSS, credit card with the cardholder’s name;
fishermen’s card issued by the Bureau of Fisheries and Aquatic Resources (BFAR);
GSIS card, GSIS certificate of membership;
health or medical card;
ID card issued by a local government unit such as the barangay, municipality or city, ID card issued by professional associations recognized by the PRC;
life insurance policy;
Overseas Workers Welfare Administration (OWWA) card;
Pag-Ibig member’s data form, permit to carry firearms issued by the Firearms and Explosives Unit of the Philippine National Police (PNP), PHIC Member’s Data Record, police clearance, postal ID Card;
school ID, Senior Citizen Card;
tax identification card (TIN card) or affidavit, transcript of school records;
or voter’s identification card/affidavit.
Married Applicants and Applicants with Children
Apart from fulfilling all the basic documentary requirements, a married individual must also submit his/her marriage contract upon registration. The marriage contract may also be used as one of the two documentary requirements for SSS registration.
An applicant with children must provide the birth or baptismal certificate/s of the child/ren (legitimate or illegitimate). The decree/s of adoption must be provided by any parent with adopted child/ren. These documents establish the relationship of any child with the registering individual, for the purpose of being reported to the SSS as a dependent or beneficiary.
If these documents are not available, any of the following may suffice, as long as they can establish, justify, and validate the relationship of any child with the registering individual: school record, insurance policy, or a court statement.
All original or certified true copies of the documents must be presented for validation, along with photocopies to be submitted to the SSS.
“Membership: How Can One Register with the SSS?” Philippine Social Security System.
“How to Register,” Philippine Social Security System.
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