With customers still uncertain of their financial future many are being cautious of their holiday spending. Retailers are aware that most people are spending less and have a tighter budget this Christmas season. This is a perfect time to take advantage of discounts and coupons that the stores are using to help boost sales. Here are a few tips, and the best coupons to save you money of black Friday and cyber Monday.
Start Looking For Coupons And Codes Early
My family has already gathered a large amount of store sale papers for the holidays, many come with coupons or coupon codes. Some places you can look for money saving coupons are in your local newspaper, circulars you get in the mail and at the store in their flyers. It used to be many stores did not give coupons or advertise their sales until right before black Friday. In anticipation of a slow year of Christmas sales many are sending all these out early, the stores are already slashing prices to lure early shoppers. To locate some great money saving codes for cyber Monday there are some places online to find them. Some of the best coupons I have found in sales papers are for Toys-R-Us and Target. Target is offering coupons where some of the years most popular toys are 50% and other coupons offer $5 up to $20.00 off other select toys.
Make A List
When you go out shopping on Black Friday or check out the deals online for cyber Monday it is very easy to get caught up in all the excitement. Having a planned list is important to be sure you avoid impulse purchases. This will also keep you from being talked into buying an item you are not really looking for by a persuasive salesperson. If you follow your list it is much easier to keep control of your budget.
The wonderful thing about stores fighting for holiday business is there are many different stores for you to find a great deal. Even without a coupon you can save quite a bit of money this season. Once you have your list ready take some time to go through all the holiday sales ads and flyers you have gathered. You will be able to see which store will have the best deal for the gifts you want to buy. Once you start looking you will see many offer free gifts or gift cards with a purchase, so you will get two gifts in one. A great way to keep your holiday spending within your budget.
Get Credit Card Rewards
I do not encourage anyone to use a credit card for their holiday shopping but if you are be sure you get the most out of your rewards. Be sure to check with your credit card companies before you head out to shop on black Friday or on a Website for cyber Monday. Many people are not aware that some credit card companies will increase your reward point or miles if you use them to purchase gift cards. Some examples are discover will turn $20.00 of cash-back dollars into a $40.00 gift card for popular stores like blockbuster, Pier 1 imports and Banana Republic. If you have points on your American Express card you can use them to get gift cards for the Gap, Bath & Body works, Home Depot and Barnes & Noble. So if you use your credit cards when holiday shopping you can earn rewards towards more gifts.
Use The Internet
One of the best money savings tips I can give for those preparing to shop on black Friday and cyber Monday is take advantage of the Internet. There are many ways to save on your holiday presents. If you use Facebook you can become a fan of a store you like, many will offer holiday savings. Some examples are Macys offers $15.00 off a purchase of $100.00 and free shipping, Sears is giving 15% off shopping passes and for Toys-R-Us you can get 20% of Little Tikes toys. To keep track of black Friday ads try TGIblackFriday.com, you can see store ad’s in advance, they even provide a free iPhone app. If you are getting ready to shop cyber Monday I suggest CyberMonday.com, here you can get coupon codes for popular retailers like Kohl’s and Borders. Just a few of the many ways to stretch your holiday dollars further this year.
“Tis The Season Of Savings” First For Women Magazine, November 29, 2010; 96-97