Want to save some money? Watch want you are doing and avoid doing these things that can cost you in fees. It can be that simple.
Never dial 4-1-1
Most phone companies will charge you $2 and upwards to give you directory assistance information. However, there are some plans that will allow you to use this option for free. But if you don’t know for sure that you can dial this number for free, simply don’t dial it.
If you want to know someone’s phone number, use the internet to look it up or dial 1-800-Free-411. You can still get the number you need and you will get it for free. All you have to do is listen to a simple commercial first.
Avoid ATM Fees
If you use an ATM that is not connected with your bank, you can be charged anywhere from $3 to $5 per transaction. Never use any ATM except the ones connected to your bank, unless it is an emergency. If your bank doesn’t have any ATM’s in convenient locations for you, it may be time to switch banks.
Avoid Overdraft fees on your credit cards
Don’t opt in to any overdraft fee protection plan. This can cost you up to $35. What will happen if you do go over your limit on a credit card, you will be told that it was denied and you will be a bit embarrassed.
Avoid using credit cards that charge you an annual fee
Why should you pay an annual fee for the privilege of using their card? You are after all paying them interest for this privilege?
Avoid the fee of transferring your cell phone plan
If you aren’t happy with cell phone plan or cell phone carrier, it can cost you up to $175 to opt out of this plan. Before you pay this fee, go to cellswapper.com and see if you get someone to swap your plan for you.
No, you can’t avoid all the annoying fees in life. But if you are smart, you may be able to avoid some of them and keep from wasting some of your money.