I wanted to share a story I recently heard, a story about a new threat to credit card safety, call phones. Who does not have a cell phone with a built in camera? Now it’s almost impossible to buy a phone without a camera.
In the story I was forwarded the writer said that they were in a restaurant and gave their wait person their credit card. They walked over to the counter to run the card and the person thought they heard the sound of a camera, the electronic click. As they looked over, the wait person was standing there looking at the screen on their smart phone, the person realized what had just happened and went to the counter. They eventually got the manager out and discussed what had just happened.
If it were me, I’d have insisted the Police be called, the waiters phone siezed and some detective take a look through all the images. Who knows how many other persons credit cards were in there too?
Who would have thought about this? Now if I hand my card to the waiter, I only do when they will be in clear sight the entire time, otherwise I walk up to the counter. I watch them the entire time, does anything seem abnormal?
Another threat I learned about recently was portable card scanners. A person takes your card and once they turn away and your card is out of sight, they slide it though a small, handheld card scanner, capturing your data.
Recently my wife discovered hundreds of dollars in charges appearing on our account. She called me, I told her to hang up and call the bank, NOW! Turns out someone had either swiped or photographed her card and made a duplicate, cruising the streets of London making purchases and pulling cash out of an ATM machine. Fortunately she’d made a local purchase that morning and the bank understood that there was no way to get from Phoenix to London in two hours.
While most of us will use new technology for good, there is always an element that will use it for evil. Watch your cards folks!