Many people find at the end of the month that they do not have enough money to pay their bills or to do other things that they would like to do if they had more money. The trick to having more money is to save more money here and there on daily expenses. People need to calculate their own daily expenses to see where money can be saved, but there are a few that are universal to almost everyone.
Bag lunch or breakfast (or both).
There is a commercial out now where a 20-something brags that he pockets $50 per week by brownbagging instead of eating out. This is not uncommon. Sometimes dine in lunches can cost upwards of $13. The price increases if you order a drink, which can be as much as $2.59. Sometimes you can’t avoid going to a restaurant, and in those situations, opt to drink water, skip appetizers, and ask for the current specials. And unless you are the type that embarrasses easily, ask for a glass of ice or carryout cup and use a beverage that you brought in. People won’t find it strange, especially if you drink something that restaurants typically don’t offer, like root beer or diet Mt. Dew.
Skip toll roads.
The Cross Island Bridge in Hilton Head Island, SC costs $1.00 each way, and according to HHI.com, it is no faster to get to some destinations than it is to use the toll-free business highway unless there is an accident. Skipping this example of a toll road saves $10 per week, or $520 per year, just for driving on a different street. Give yourself an extra few minutes the first time you change your route.
Make your own deliveries.
Flower delivery can cost $2.00 to $9.00. If your floral delivery destination is nearby and you have time, skip the delivery option and take the flowers/gift yourself. If you do that, your recipient gets two gifts–the floral delivery, and the gift of seeing you. You can also do this for funereal florals, just take the flowers to the funeral home during business hours and tell the staff whose funeral it’s for.
Read the newspaper online.
If you get a daily newspaper from the stands, you are spending at least $0.50 per issue, or $130 per year for news that is free on the internet. Of course it’s a different story if you buy the Sunday newspaper and use the coupons, but it only works if you actually use them.