Many pregnant women do not have health insurance or, in some cases, do not have good health insurance. While it is ideal to apply for Medicaid during pregnancy, there are a variety of things which can be done to reduce the overall cost of giving birth. Can using a midwife help reduce your bill? Here are some of the things that you should know about the cost of a midwife in comparison to the cost of an OBGYN.
Are Midwives Less Expensive Than OBGYNs?
Midwives are cheaper than OBGYNs. This has a lot to do with the difference between salaries. Since doctors earn much more an hour, patients can expect to pay more for births that are assisted by their obstetrician. If you are trying to reduce the expenses of giving birth, it may be ideal to consider using a midwife as opposed to an OBGYN.
Another one of the reasons why midwives may be less expensive is because many women who opt for them also opt for natural births. That said, in many states and hospitals, midwives are allowed to order epidurals for their patients. They are not allowed to administer them, but neither are doctors. This job is left to an anesthesiologist. Midwives are also unable to perform cesarean-section deliveries.
Many are under the impression that midwives only perform home births. While this is an option, midwives also assist with births in hospitals, birthing centers and even private offices. If you choose to use a midwife, you will also receive the same prenatal care that you would have with a doctor.
How Much Money Will Using a Midwife Save?
Keep in mind that the amount of money that you will save by using a midwife instead of an OBGYN will ultimately vary according to region and the insurance that you carry. According to the Los Angeles Times, a midwife in Miami could cost $2,500 as opposed to $8,000 for an OBGYN. These savings are significant, especially for those who are uninsured.
When is Using a Midwife Not an Option?
Though many women would love to use a midwife to save money on the cost of childbirth, there are some times in which this may not be an option. Women who have high risk pregnancies will want to use an OBGYN. These women are more likely to need cesarean-section deliveries, which midwives cannot perform.
If you are trying to save money on the overall cost of childbirth, it may be ideal to consider using a midwife instead of an OBGYN. Not only will you still receive quality care, but you will be able to reduce the total cost of your pregnancy.
Los Angeles Times, “Florida Nurturing Midwives’ Practices.”