During deployment financial hardships can arise and cause stress for soldiers and their families. Knowing where to turn when you need help is important. Here is a brief overview of some assistance offered to military families when they are faced with a hardship situation. For more information on these programs please see the contact information listed under each program.
Financial assistance in the form of up to $2,500 in grants that do not need to be repaid. All grants are paid directly to the “creditor” (such as the electric company), and not to the individual.
Service Member or Veteran: Honorably Discharged within the past 36 months
Active Duty: On Active duty within the past 36 months prior to applying
*Applicant must be the service member or a dependent listed in DEERS.
Hardship must be due to deployment, military service, natural disaster, onset of medical emergency, or death of the service member/dependent.
Each case is reviewed individually and acceptance determined by a committee.
Housing – rent, mortgage, repairs, insurance
Auto – Payments, insurance, repairs
Miscellaneous – children’s clothing, formula, school/childcare expenses
Medical: bills, prescriptions, eyeglasses, co-pay for emergency medical treatment
How to Apply:
Fill out online application at www.vfw.org/Assistance/National-Military-Services/ and fax to 816 968-2779 with supporting documentation or call 866 789-6333
Veterans of Foreign Wars
Attn: Unmet Needs
406 West 34th Street
Kansas City, MO 64111
Basic Needs: USA Cares Basic Needs program offers service members who need assistance with an unexpected car repair or higher than usual utility bill. The program ensures that the basic needs of the family are met until they are able to provide for themselves. Funding from the program provides assistance in critical areas such as utilities, auto payments, insurance, auto repair and food.
Housing Assistance: USA Cares Housing Assistance program assists families facing either foreclosure or eviction from their homes.
Grants are focused on Post 9-11 Veterans with a military service related hardship. USA Cares requests that you provide documentation of your hardship and need. In order to verify service, they ask for a DD214 or recent LES with your Social Security Number and rank blacked out. They will also need copies of the bills you are requesting assistance with. They may also ask for you to provide documentation of your hardship, which may be in the form of a letter from someone who is aware of the situation.
How to Apply:
Fill out online application at www.usacares.org
USA Cares, Inc.
PO Box 759, Radcliff, Kentucky 40159
AER (Army Emergency Relief)
*Soldiers on extended active duty and their dependents.
*Members of the Reserve Components of the Army (National Guard under Title 10 authority and Army Reserve) who are on continuous active duty for more than 30 consecutive days and their eligible family members.
*Soldiers retired from active duty because of longevity or physical disability or retired upon reaching age 60 (Reserve Components) and their eligible family members.
*Widows, widowers and orphans of Soldiers who died while on active duty or after retirement as cited above.
How to Apply:
Apply on an Army installation
Things to bring:
*A DA Form 700, Application for AER Financial Assistance, signed by your unit Commander or First Sergeant. Download Application at www.aerhq.org/download/Forms/Form700.pdf
*Your military ID card.
*Be prepared to provide copies of the bills that you are having difficulty paying.
*Reserve Component Soldiers need to bring the current set of orders that place them on active duty for greater than 30 consecutive days.
*The spouse must be able to present a Power of Attorney (POA) if requesting assistance in the Soldier’s absence. If there is no POA, Soldier contact and concurrence for assistance can be obtained through the American Red Cross.
*If there is no military installation of any type within 50 miles of your location, AER has a support agreement with the American Red Cross to assist Soldiers and their families. Click here to find the contact information for the chapter nearest your location:
www.redcross.org or American Red Cross 24 hour Emergency Communication Center: 877-272-7337
Army Emergency Relief
200 Stovall Street
Alexandria, VA 22332
Fax: (703) 325-7183
Operation Military Child Care
Help finding approved child care in your community
Fee assistance to help cover part of the cost of child care
Soldiers with orders in support of one of the following Deployments:
Operation Iraqi Freedom (OIF)
Operation Enduring Freedom (OEF)
Global War on Terror (GWOT)
Oversees Contingency Operations
Operation Noble Eagle
For married Soldiers, the spouse must be working, looking for work or attending school. The same policies will apply to unmarried legal parents living in the same household.
How to Apply:
Fill out online application at www.naccrra.org
Service Member’s military orders
Leave and Earning Statements (LES) from the Soldier’s sponsor for the most recent 4 weeks worked
Spouse’s most recent pay stub (for most recent 4 weeks worked), current school schedule or Statement of Spouse Looking for Work
Child(ren)’s birth certificate or self certification statement
NACCRRA Military Subsidy Department
3101 Wilson Blvd, Suite 350
Arlington, VA 22201
Fax: (703) 341-4103
National Guard Family Programs
The National Guard Family Programs website has a resource finder that allows you to search for contact information of your State’s Family Readiness Program. The Family Programs office is a great resource to find programs and support for your unit along with the FRG’s contact information. This website is full of information on Health Benefits, Youth Programs, Deployment Readiness and much more!
U.S. Army MWR
A military organization whose primary mission is to provide the United States Army with programs that fulfill and support the Army Family
Army One Source
This website has resources and information for Active Duty soldiers and families during military service.
Military One Source
(800) 342-9647 Available 24/7
Military One Source is full of information. The website has articles, tools, an online community, program information, and many more resources for all branches of service. This is an amazing website that every soldier and military family member should check out.
Your local VFW is a great resource when you need help or information.
Your local American Legion can offer emergency assistance, a support network, and many other services.
American Red Cross
The American Red Cross offers emergency communication services, financial assistance, referral services to programs, veterans services, deployment tips, and more.