QUICK AND EASY WAYS TO SAVE MONEY ON EVERYDAY ONLINE PURCHASES
Some people think that you have to be thrifty, frugal, or cheap to save money, but that cannot be further from the truth. Learn how to save money by spending smarter. Why pay more money than you have to for the same item? With these four quick and easy easy money saving tips, you can easily start saving money on all your groceries, gifts, and everyday purchases. Once you learn these simple strategies, you will never pay retail price again. Learn creative ways to save money on the things you really want, and build up savings in the bank! These strategies require only minimal effort, but work to help rack up big savings over time!
FOUR EASY STRATEGIES TO SAVE MONEY
1. Cash Back Websites
Some of the best innovations of the internet for online shoppers are cash back websites. Many retailers offer a commission to websites for referring sales. Cash back websites return the favor by giving you, the buyer, part of the commission. In turn, you save money on a purchase you were going to make anyway. Best of all, it is a very low effort process. It only takes a few clicks to being racking up the savings! Quick and easy savings in the bank!
To begin saving money, log into the cash back website and click through the merchant link to visit the retailer you are making a purchase from. Many credit card companies, such as Discover and Visa, offer savings on a limited selection of merchants and give you cash back via a credit to your credit card. My favorite cash back website is Fatwallet.com. The site is free to join and offers cash back on hundreds of popular merchants, including Apple, Macy’s, Newegg, and Wal-Mart. The cash can be redeemed via check or PayPal after a 60 to 90-day waiting period, to allow for returns. Once you get into the habit of going through cash back websites, it will be easy to save money not only on gifts, but also on everyday purchases. Some stores, such as Apple and Nordstrom, have fixed prices for their products and very rarely offer sales or coupons. With cashback websites, you can purchase the item you have your eye on while generating some cashback savings in the process. I have personally saved hundreds of dollars over the years by going through these websites, and it’s one of the quickest and easiest ways to save money if you enjoy online shopping. If you combine this cash back strategy with steps 2, 3, and 4 in this guide, you’ll rack up even more savings!
2. Major Holiday Sales (Black Friday, Cyber Monday)
One of the easiest ways to save money is by buying during big sales. My favorite shopping day of the year is Black Friday, the day after Thanksgiving. Many stores open early on this day and offer steep discounts. The best sales are usually offered within the first few hours of opening, but continue throughout the day at a reduced discount. A search for “Black Friday Ads” brings back websites that list the sales happening in many big chain stores. Use this information to plan your shopping and ensure that you are getting the lowest price being offered. After all, your goal is to save money on the things you need, right? Many merchants also offer sales online for those who cannot bear the idea of midnight shopping and fighting the massive crowds, so you can still save money while you shop in bed! Compare prices at all the stores to make sure you are getting the best deal and saving the most money.
A more recent trend is Cyber Monday, the Monday after Thanksgiving, when sales are advertised for online retailers. Check the advertisements for Cyber Monday if they’re available early. Otherwise, save your receipts from your Black Friday purchases in case a better deal comes along .
Don’t be fooled by sales that happen weekly or monthly. Research the normal price for a product so you are not reeled in by “sales” that do not end up saving you any money, and may actually end up costing you more.
3. Coupon and Discount Websites
Coupons can save you a lot of money at traditional retail stores or online. A personal favorite is RetailMeNot.com. On this website, type in the name of the store where you are shopping and it will bring back a list of all the online and printable coupons that have been submitted by users. A percent is displayed next to each coupon to show the reliability of the submitted coupons. This is calculated by the number of users who were able to successfully use the coupon to save money. Combine coupons with cash back websites and you will be well on your way to saving more money. You can also check coupon blogs and sites such as LivingSocial and Groupon to find great deals and discounts on the things you need.
4. Price Comparison Websites
Price comparison websites show you the price that an item is being sold for at different retailers. Two reliable price comparison websites are Google Shopping and PriceGrabber. Type in the name of the product (e.g. Apple iPad) and the search will return a list of websites that are currently selling that product. You can then sort by seller rating, base price, or base price plus shipping. This is an easy way to compare prices from many different websites at once. Save money by buying from the lowest priced retailer, but be sure to take into account the seller ratings, tax, and shipping costs. This money saving strategy is most useful for high-priced items, since savings can easily add up to hundreds of dollars.
APPLY EASY STRATEGIES TO BUILD UP SAVINGS
This list of money saving strategies can add up to a significant amount of savings over time if used diligently, and most of them only require a few extra minutes of time. By using these four quick and easy tips, you can save extra money every month with only a minimal amount of effort! Once you learn how to spend smarter and stretch your dollar, these easy money saving tips will extend to almost every purchase you make. Don’t be cheap with your purchases; be smart! Use these quick tips to save money now on all your purchases!