As a mob of freshman republicans prepare to head to the House of Representatives this January, renewed attacks on the democrats’ health care legislation will likely include public hearings on the matter. However, many people have forgotten that the health care legislation passed in 2010 was a compromise of sorts as many democrats wanted a public option in it. Instead, the legislation requires that people buy health care insurance from private providers, in an effort to expand coverage and reduce costs for very sick patients by expanding the insurance pool.
Probably, new health insurance companies will sprout up which offer cheap health care insurance. The problem is that some buyers could end up with poor coverage. However, without the requirement that almost everybody obtain health care insurance, it is unlikely that expensive changes could be paid for.
Potentially, the surge in enrollment in health care plans could be a boon for health insurance companies, and these companies are actively working at ways to limit the coverage for commonly used services such deductions for non-prescription medications.
Such restrictions and limitations will likely vary from state to state, and instead of being at the mercy of Uncle Sam, people will have to contend with private health insurance companies which in the end answer to the bottom line. In this respect, how this health care law will effect average people will depend on how it is implemented in the real world not, per se, on federal guidelines.
Fortunately for people with chronic medical conditions, the bill will allow them to get much needed health care coverage. However, without a public option, millions will likely fight with their health insurance companies over new restrictions.