Individuals seeking to become a Florida insurance agent must generally get a state license. Applicants for a Florida insurance license must often take an insurance course. After completing the course, they then need to take an exam to show that they have the required knowledge to sell insurance policies to Florida residents. Lastly, the state requires a criminal background check to determine moral fitness to work as an insurance agent in Florida.
Go to the “Licensing Qualifications” page on the Florida Department of Financial Services Division of Agent and Agency Services website at Myfloridacfo.com/agents/Licensure/General/index.htm.
Look down through the list to see which kind of Florida insurance agent you want to become. Compared to most states, Florida has many kinds of insurance licenses, all with varying requirements.
Click on the link to see the requirements for the license you want to obtain. For example, you may have to attend a Florida insurance course before getting a license to become a Florida insurance agent. In some cases, you don’t need such a course if you have completed a specified college course for that type of insurance.
Let’s use life insurance (including variable annuity) as an example. To get a Florida life insurance license, you need to either complete an approved 40-hour course or have completed 3 semester hours of life insurance plus variable annuity from an accredited college.
You can find a link to approved Florida insurance courses in the sources below.
Complete any required exam after you finish your Florida insurance education. To prepare and register for your exams, you should download the Pearson VUE Florida “Insurance Licensing Information Bulletin” (see Sources).
This handbook will tell you if you need to take a Florida insurance exam. Generally, you will need to take an exam regardless of whether you have a required insurance course. As of 2010, the exam fee is $56.
Use your course materials (if you took a course) and the references and exam content outlines in the bulletin to get ready for your insurance test. Use the forms and contact information in the bulletin to register for the exam.
Complete fingerprinting requirements for a background check. You may be denied a Florida insurance license for certain criminal convictions on your record. Visit the “Fingerprinting” page on the Florida licensing website at Myfloridacfo.com/agents/Licensure/Agents-Adjusters/fing_county.htm to find a location for testing. As of 2010, the fee is $58.25.
Fill out a Florida insurance agent license application. As of 2010, the application fee is $50. Visit https://aalf.fldfs.com/common/com_index.asp to apply online to become a Florida insurance agent.
Florida Insurance Licensing Information Bulletin
Florida Insurance Courses Search Engine