Insurance policies are quite complex and require knowledgeable agents to properly inform potential consumers of various insurance products. As such, Illinois requires a license for work as an Illinois insurance agent. Individuals interested in working for Illinois insurance companies as agents must generally take an approved insurance course. They then have to pass an Illinois insurance exam to prove that they have important knowledge of the industry and state insurance law. Those who meet all requrements can get a license and sell policies as an Illinois insurance agent.
Complete a 20-hour Illinois insurance course if you are going for one of the following insurance license types: life, accident/health, fire, casualty and personal lines — property casualty. If you are applying for an Illinois motor vehicle insurance license, complete a 12.5 hour course approved by the Illinois Department of Insurance.
Find approved Illinois insurance schools on the department’s website. Go to the National Association of Insurance Commissioners website at Https://sbs-il.naic.org/Lion-Web/jsp/extcelookup/ProviderLookup.jsp. Choose “Prelicensing” in the search tool to find insurance courses that qualify for this educational license requirement for Illinois insurance agents.
Contact the schools individually for more information. Attend one of the courses and make sure you get a course completion certificate. You will need this when you go to take your insurance test. You should also save all the materials from your course to help you prepare for the test.
Download the Illinois “Insurance Licensing Candidate Handbook” at Asisvcs.com/publications/pdf/121400.pdf. This Pearson VUE publication is your main guide to taking any required Illinois insurance exam that you have to take to get a license. Look inside the handbook to see if you have to take a test to get the license for which you are applying. You also have to take an exam if you are applying to be an Illinois public adjuster.
Once you have determined that you need to take an insurance test for your license, then use the materials from your courses and the exam content outlines (look in the handbook for these) to study for your exam.
Register for the exam. You can find all of the registration info in the handbook. As of November 2010, all Illinois insurance exam fees are $103.
After taking and passing the exam, you then need to fill out an Illinois insurance license application. To become an Illinois insurance agent, you need to submit the application and a fee of $180 for residents and $250 for nonresidents, as of 2010. The license is valid for two years. You may find the various application forms, including paper forms and online options, on the Illinois Department of Insurance “Producer Information” page at Insurance.illinois.gov/producer/producer_information.asp.
Illinois Department of Insurance License Information for State Insurance Agents