Are you looking for quality affordable health insurance coverage for your children? Many families find themselves struggling to afford health insurance coverage for their children in these difficult economic times. The Illinois All Kids Program, Illinois’ implementation of the federal State Children’s Health Insurance Program (known as SCHIP), provides health insurance coverage for children who meet income and other eligibility requirements. The Illinois All Kids Program covers all medical needs, including regular doctor visits, hospital visits, dental and vision, laboratory tests, and immunizations, among others. There are some important points to understand and consider if you are seeking low cost quality health insurance coverage through the Illinois All Kids Program for your children:
To qualify for coverage under the Illinois All Kids Program, the child must be under the age of 19 and live in Illinois. The child also needs to have been without insurance for at least 12 months, unless the family’s annual income falls below a certain level ($42,000 for a family of four, $50,000 for a family of five). Families of all income levels can qualify for the Illinois All Kids Program. Families at the higher income ranges simply pay more in monthly premiums and co-pays.
There are both monthly premiums and co-payments associated with participation in the Illinois All Kids Program. Monthly premiums rage from $0 to $300 per month per child. The cost of these monthly premiums is determined by the family size and the family’s income. For example, a family of four with a monthly income under $2756 a month would pay no monthly premium, while a family of four earning between $5514 and $7350 would pay a monthly premium of $70 per month per child. Co-payments for services are also based on the family’s income, and most families are covered by a maximum out of pocket contribution limit. For more information about the cost-sharing aspects of the Illinois All Kids Program, visit http://www.allkids.com/income.html.
How To Apply
There are several ways to apply for the Illinois All Kids Program. One way is to apply online at https://secure.myhfs.illinois.gov/allkidsapplicant/index.jsp?lang=en. You can fill out a paper application, which you can request via email at http://www.allkids.com/apprequest.html. You can also request an application via telephone at 1-866-ALL-KIDS (1-866-255-5437) or download a printable version of the application at http://www.allkids.com/assets/hfs2378kcc.pdf. Simply follow the directions on the form, sign your application, and submit it via mail with the requested documentation, such as proof of income. You can also find local assistance from a local Application Assistant. You can find a local, trained, Application Assistant to help you with your application by calling 1-866-ALL-KIDS or by using the zip code lookup tool at http://www.allkids.com/akaa/search/.
For more information
If you have questions, would like to request an application, or need further assistance; contact the Illinois All Kids program at 1-866-ALL-KIDS. You can also learn more about the Illinois All Kids Program at their website at www.allkids.com.