If you are a senior citizen, you are probably on a “fixed” income. That means that you only have a certain amount to spend, and you will not get a raise in that amount. Having this situation means that you have to look for ways to make the most of your buck. Here are some ideas that might help you save money.
Groceries are a staple that must be purchased. If you want to save some money at the grocery store, shop the advertised specials. They are usually put in the local newspaper. If you cannot afford to purchase a paper, the local public library always has one available for you to look over. Special advertisements are usually printed on Wednesday of each week. Shop stores that offer a Senior Citizens discount. This is usually offered on a specific day each week.
Shop places that buy merchandise that might change packaging. The contents are still good, but the company has either an overrun or a package change. These stores offer discounted prices for good food.
If you have a food processor in your area, they usually have a store where items can be purchased. These items consist of boxes that are not printed correctly, labels that are misplaced on cans, overruns, etc.
If you want to purchase clothing, try the local Goodwill Store or Salvation Army store. If you have not been in one of these stores, you will be amazed at the quality of clothing, cooking items, and even appliances. This can be a savings, if you want to purchase these items.
Try the local consignment shop to earn extra money. If you have someone in good condition in your closet, take it to the consignment shop. You will receive a certain percentage for the item, when purchased. It is, also, a great place to look for slightly worn name brand clothing.
If you are purchasing pills, ask your doctor to prescribe a 90 day supply. Buying medicine in larger quantities saves money for the purchaser. The doctor has to make the prescription for a 90 day supply. You cannot combine 3 – 30 day refill prescriptions.
If you like to have your hair done weekly, look for the local beauty school. All students are supervised, and the cost for a hair cut, set, and permanent are many dollars lower than the local beauty shop. They, also, have a nail person who will give you a manicure for a very reasonable price.
If you like to read, visit the local library. There are many shelves of books to peruse. The cost of the library card is free, and most libraries allow you ample time to read the books. You can even request special books, such as large print, audio, and ebooks. They, also, have movies and music CDs for lending. Current magazines are available at the library,also. You can check out a recipe book, or if you find a recipe in a magazine, the library offers copier services, so you can make a copy.
Another way to save money is to shop only once a week. Do not go to the grocery store more often, as this causes you to spend more money on things you don’t need. Bread, milk, fruit, and vegetables can be purchased once a week. This saves on gas, also.
If you can carpool with a few friends when you have errands to run. This saves on the car’s wear and tear, also on gasoline used. If you are the only driver, ask your friends to help with gas expense.
Save food coupons. These are usually in the Sunday newspaper. It is sometimes buy one, get one free. Take a friend and split the cost of the one that you purchased. It is an economical way to eat for two.
Money is tight in any budget. These are some sensible tips to help seniors make the money stretch.