This article gives a brief explanation on how and why you should file a Police report if you have lost or had your wallet/purse stolen.
(Note): When you lose or have your wallet/purse stolen, immediately call your bank and cancel your credit/debit cards and change your bank account numbers.
How to file the Police report
If you have lost or had your wallet or purse stolen, you should file a Police report in the jurisdiction where the incident occurred. If you do not know where you lost your wallet/purse you can file a report with your local Police department.
You can call the Police department and find out what reporting options are available to you.
You may be able to file the report on-line, over the phone or in person by going to the Police station. Some Police departments may send a Patrol car to your location to take a report.
What you need to file the report
You will need proper identification to start the report. You will need to provide the Police with the last place and time you knew you had your wallet/purse.
Provide the Police with a list of items, documentation and identification that was in your wallet or purse.
Make sure you list all the items that are of most importance such as; credit cards, driver’s license and anything that may have had your social security number. These are items that suspects can use to steal your identity.
Why file a report
Filing a Police report covers you in case anyone uses your credit cards, steals your identity or commits a crime using your personal information.
The bank will need you to file a Police report in order to reimburse your account for any fraudulent charges or withdraws made on your credit cards.
The DMV will need you to file a Police report in order to issue you a new driver’s license.
Filing this report is critical.
Filing this Police report is a very detailed process. Remember, many financial institutions need a Police report filed for lost or stolen items in order to clear you of any fraud.
Once you have filed a report, make sure, that you always get your Police report case number and either a receipt that you filed a report or an actual copy of the report for your records.
Article also posted on Triond by Scott Hallock