If you have a good driving record, you may be eligible to receive discounts on your car insurance policy and lower your premium. Review your insurance policy premiums over the past few years, and check to see if the premium has stayed the same or is increasing. If you have a good driving record and your premium has stayed the same or increased, it might be time to start shopping around.
Many good drivers don’t realize that they are eligible for an evaluation of their account at various intervals throughout the year. An evaluation from an insurance agent can help to lower your car insurance and also make you aware of other account benefits. Here are some of the key reasons why good drivers should consider switching auto insurance companies:
1. Another company is offering attractive good driver discounts. Good driver discounts are readily available for drivers who meet certain eligibility requirements. If your current auto insurance provider is not offering this discount to you because you’ve been with them for so long, it may be time to switch. A lot of leading auto insurance companies extend a good driver discount to acquire new customers, so don’t be afraid to shop around and seek out the best offer.
2. You’re changing your job and driving less. If you are changing your job, using your vehicle much less than you used to and have maintained a clean driving record, you may be eligible to receive a discounted rate. If your current insurance provider is not taking these factors into account, it may be time to switch companies.
3. You have a very good credit rating and a clean driving record. Many insurance companies will offer a lower-than-average rate for drivers who have a great credit rating and are also good drivers. If you have been free of moving violations for three years or longer, you may be eligible for some very attractive rates from a competitor. Do your research and find out if your current auto insurance provider is able to lower your premium. If not, it may be time to switch.
Good drivers are often good candidates for very attractive insurance rates, but not all insurance companies evaluate their current customer’s accounts regularly to extend a discount.
If you have maintained a clean driving record for several years and the price of your policy has remained unchanged, you can request an evaluation of your account and also start shopping around. You’ll find many competitor insurance companies will offer a great rate for good drivers, and you may also be eligible for other discounts and offers based on your credit rating and job.
“Should I Change Auto Insurance Carriers Every Few Years?”, InsuranceBrokerQuotes.com.
“Car Insurance for Good Drivers,” GoodDriverDiscounts.com.